The decorations, the shopping mall and, of course, all those screaming retail deals mean it is time for consumers to start their holiday shopping. One of the few good things about a sluggish economy at holiday time is that it underscores the need to consider what’s really essential. It’s not just about being frugal; it’s […]
Cash Flow
Web-Only Banking – Advantages and Disadvantages
Most American banks offer online banking services, but now there are banks that exist only online, and you get a good many of the services offered by traditional brick-and-mortar banks. You can scan and deposit checks and transfer funds at any time, and on any day of the year. There are savings, checking, and money […]